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PROPERTY INSURANCE
Your home is probably the most valuable asset you own. That’s why it is important to be sure that you have the right insurance coverage to protect your property and its value. If your home owner's insurance hasn’t been reviewed in 12 months; you could be at risk of loss should something unforeseen happen. Call the Rubin Insurance Agency today for a comprehensive review of your current policy.
Home insurance protects you from damage and theft
Get the coverage that's right for you and options you can include:
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The right home insurance policy protects you, your family and others
Your home owner's insurance is critical to protecting your assets. Here are some of the reasons why:
- Personal liability for you, your spouse, relatives living with you and persons under 21 in your care
- Protection against claims you're legally obligated to pay
- Payment of the cost of defending claims against you
- Medical expenses of others
- Accidental death benefits
The right home owners insurance will secure your property and protect your future. Contact one of our professional agents today to learn more about the discounts offered on your home insurance if your home has:
- Monitored fire and burglar alarms
- Local ultrasonic burglar alarms
- Fire extinguishers
- Deadbolt locks on all exterior entryways
- Sprinkler systems
These are just a few of the other discounts we offer our clients:
- Multipule policy discount
- Protective device discount
- Claims-free discount
- Age of construction discount
- Age of insured discount
- Personal status discount
Renters Insurance
Renting an apartment, house or even a dorm room, means you need renters insurance to protect you and your property. Your landlord’s insurance policy doesn’t cover your belongings. If a fire or weather damages the owners property your personal property is not covered by the owner's insurance. If you come home and find that you are the victim of a break-in you’ll need the protection of renters insurance.
Apartment renters insurance can protect you in the event of an accident that happens at your home. Renters insurance can pay if you’re liable for damages to others’ property, or injuries that occur at your residence and you need to cover legal defense costs. Even the cost of a small accident adds up quickly. Make sure you’re protected with the right renters insurance. Call the Rubin Insurance Agency today; we'll make sure you have the right coverage.
Renters insurance is surprisingly affordable. We can tailor your coverage so that you get the insurance you want at a price you can live with.
Condo Insurance
Your condo association generally has insurance covering only the common areas and grounds of your condominium complex. If an accident or theft occurs inside your condo, you’ll need additional protection. That’s why we offer condominium home owner’s insurance that can be tailored to fit your unique needs. You’ve worked hard to get where you are, so protect your personal property and condominium with condo insurance.
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Call us today to discuss condominium insurance coverage.
Mobile Home Insurance | Manufactured Home Insurance
Mobile homes and manufactured homes have unique insurance requirements. That’s why Nationwide offers mobile home insurance specifically tailored to protect your mobile, modular, or manufactured home and possessions. Our mobile home insurance includes liability coverage that can help protect you financially if anyone is hurt on your property.
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The professional insurance agents with the Rubin Agency will help you determine the right insurance product that fits your needs. Call us today!
Flood Insurance Coverage
If a flood of any kind happens to your home; you may not be covered. Many homeowners are unaware that their home insurance doesn’t cover flood damage. Flood insurance is the single best way you can protect yourself from flood losses. Here are a few facts about floods and flood insurance:
- Floods happen everywhere – Any place can flood under certain conditions.
- Federally backed – All flood insurance is administered by the National Flood Insurance Program.
- Better than a loan – You don’t have to repay flood insurance settlements.
- Faster recovery – Under the National Flood Insurance Program, your agent can process claims quickly – so you can make repairs and recover faster.
- Cleanup help – Flood insurance covers cleanup expenses, damages to your heating and cooling systems, and repair or replacement of flooring.
If you live in an area that has had a flood in the past; it can happen again. Make sure your covered. Call the Rubin Insurance Agency today!
The Rubin Insurance Agency is licensed to sell insurance in MD, DC, VA, PA, DE, WV
Call for claims:
1-800-421-3535
Why the Rubin Agency?
33 years of experience insuring what matters to you most. Choose the Rubin Insurance Agency today!
