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COMMERCIAL INSURANCE
As a business owner, you make lots of business decisions daily, you know you need commercial insurance; getting the right commercial insurance coverage is really important.
We believe the more you know about commercial insurance, the better decisions you'll be able to make. The Rubin Agency is happy to answer your commercial insurance questions. The information on this site is here to help you with questions to ask to decide how you might want to start with getting the best commercial insurance quotes for your unique business.
Buying business owner insurance requires getting some detailed information in order to get a proper commercial insurance quote; you'll save time if you can put together some of the information before you meet with an agent.
Our agent will want to know:
- the type of operation/services your company offers,
- how many people you employ,
- if the business is based in your home or a commercial location
He will ask you about:
- projected revenues
- financial stability of your company
- current business insurance policy, if applicable, may need to see declaration page
There are some other detail questions you need to be prepared to answer:
- Contractual agreements
- Prior losses
- Details about your building
- Employee information
- Details about company drivers/company vehicles
Do you need professional liability insurance?
What would you do if a client sues for damages that result from you or your company’s negligence, misrepresentation, violations of good faith or error or failure to render an opinion or offer a service. You need professional liability insurance if you’re in the business of providing a service or advice to clients for a fee. This includes, but not limited to professions such as health care professionals, pharmacists, veterinarians, funeral directors, church counselors or architects. This is the kind of insurance that provides professionals like you a safety net of protection, and covers:
- judgments,
- attorney fees,
- court costs and settlements
Even if claims are found to be unwarranted, extended litigation can drain a company’s cash reserves in a heartbeat, or even cause bankruptcy.
One of our agents will customize your Liability policy to meet the specific needs of your business or profession.
Just as your business is not a "cookie-cutter business", a professional liability insurance policy has no standard wording. Policies are carefully written to cover any risks and exposures particular to your type of business.
The Rubin Agency has over 33 years experience at writing these types of Commercial policies and Nationwide insurance is a leader in providing business insurance plans for small and medium sized businesses. We’ll create a policy that provides you great protection at a great price. Call us today!
The Rubin Insurance Agency is licensed to sell insurance in MD, DC, VA, PA, DE, WV
Call for claims:
1-800-421-3535
Why the Rubin Agency?
33 years of experience insuring what matters to you most. Choose the Rubin Insurance Agency today!